Creating an Exciting School
Experience with Flexible
Payment Solution

SkuPadi is an embedded finance platform built to simplify school-related payments and financial operations. We help schools collect fees, access working capital, and offer parents flexible payment options — all from one easy-to-use platform.

No, SkuPadi is not a bank. We are a technology-powered financial solution built specifically for the education ecosystem. All regulated banking services (like payments, account creation, and disbursement) are facilitated by our CNB-licensed banking partner.

• • School Operators who want to manage school fees, access working capital, and improve financial transparency.
• • Parents & Guardians who want to pay school fees in flexible, convenient ways.

Padi Pay is SkuPadi’s micro-credit feature that allows parents to split school fee payments and enables schools to access working capital based on expected revenue with no collateral or paperwork.

Yes, absolutely. We use industry-standard encryption and security protocols, and all banking-related services are delivered via our CNB-licensed banking partner to ensure compliance and trust. SkuPadi prioritizes the security of your financial data. We use industry-standard encryption protocols and partner with PCI DSS compliant payment processors to ensure all transactions and personal information are protected.

Schools can access up to 80% of their expected term revenue through working capital, based on their tuition revenue history. This helps cover staff salaries, logistics, and operations, especially during resumption.

Get invoices instantly, choose to pay in full or in flexible installments, use “Pay with Padi” to split the bill with someone else, and access micro-loans (when eligible) to avoid school interruptions.

SkuPadi will send friendly reminders and support options. If the parent is using Padi Pay, repayment terms will be guided by the loan agreement managed through our banking partner.

SkuPadi is built for schools — not just another payments app. We blend finance, technology, and education into one solution that solves real school and parent problems, with no red tape or financial jargon.

If you're a school, sign up to onboard your institution and set up payments.
If you're a parent, you'll receive your child’s digital invoice from the school and can pay via SkuPadi — using full, split, or Pay with Padi options.