Privacy Policy

This Privacy Policy is issued by Astroidegita Technologies (hereinafter referred to as “SkuPadi,” “we,” “our,” or “us”), a company duly registered under the laws of the Federal Republic of Nigeria.

1. Introduction

SkuPadi is committed to safeguarding the privacy and confidentiality of the personal information of its users. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our mobile application, or interact with our services.

By accessing our platform, you consent to the practices described in this Policy. If you do not agree with the terms herein, you should refrain from using our services.

2. Information We Collect

SkuPadi may collect and process the following categories of personal and institutional data:

2.1 Personally Identifiable Information (PII)

• i. Full name
• ii. Email address
• iii. Contact telephone number
• iv. Residential and institutional address
• v. Date of birth (if applicable)
• vi. Parental or guardian details (for minors)

2.2 Institutional and Business Information

• i. School name and classification
• ii. Corporate registration number (CAC)
• iii. Staff designations and contact details

2.3 Financial and Transactional Data

• i. Bank account details
• ii. Card payment information
• iii. Transactional records related to services used

2.4 Technical and Device Information

• i. IP address
• ii. Browser type
• iii. Device identifiers
• iv. Biometric authentication (locally stored only)

3. Legal Basis for Processing

SkuPadi processes personal data in accordance with the Nigerian Data Protection Regulation (NDPR) and other applicable laws. The legal bases for processing include:

• i. Consent
• ii. Performance of a contract
• iii. Compliance with legal obligations
• iv. Legitimate interest

4. Use of Information

The information we collect is used for the following purposes:

• i. To provide, operate, and maintain our services
• ii. To process payments and generate transaction reports
• iii. To authenticate users and secure access
• iv. To comply with legal, tax, and regulatory requirements
• v. To communicate service updates, support messages, and notifications

Where legally required, we will seek your consent before processing your data.

5. Disclosure of Information

SkuPadi does not sell, lease, or trade your personal data. However, data may be disclosed to:

• i. Licensed banking/payment processors
• ii. Regulatory authorities upon lawful request
• iii. Service providers acting under confidentiality obligations
• iv. Legal or compliance consultants for audit purposes

We only share your personal data where necessary and in line with data protection guidelines.

6. Data Security

We employ commercially reasonable technical and organizational measures to protect personal data against unauthorized access, loss, destruction, or alteration. These measures include encryption, firewall protection, role-based access controls, and secure storage practices.

7. Your Rights as a User

In accordance with applicable data protection laws, you are entitled to exercise the following rights regarding your personal data:

• i. Access Your Data – You may request a copy of the personal information we hold about you.
• ii. Request a Correction or Deletion – If your data is inaccurate, incomplete, or no longer necessary, you may ask us to update or permanently delete it.
• iii. Withdraw Your Consent – You have the right to withdraw your consent to any data processing activities at any time.
• iv. Lodge a Complaint – If you believe your rights have been violated, you may contact the appropriate data protection authority.
• v. To exercise any of these rights, kindly send an email to our Data Protection Officer at: privacy@skupadi.com

We are here to ensure your data is handled with care and transparency.

8. Data Retention

We will retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, such as providing our services, resolving disputes, or meeting legal and regulatory requirements. Once your data is no longer needed for these purposes, we will securely delete or anonymize it in accordance with applicable laws and industry best practices.

9. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience on our platform, understand how our services are used, and improve overall performance.

You have the option to manage or disable cookies at any time through your browser settings. Please note that restricting cookies may affect certain features and functionality of the platform.

10. Updates to this Policy

We may revise this Privacy Policy periodically to reflect changes in our services, legal obligations, or data handling practices.

Whenever we make changes, we will notify you through our website or by email. All updates take effect immediately upon publication. We encourage you to review this policy regularly to stay informed about how your information is protected. The Effective Date at the top of this policy will always reflect the most recent update.

11. Contact Us

If you have any questions, concerns, or complaints regarding this Privacy Policy or our Data Handling practices, feel free to please reach out to us at: privacy@skupadi.com